Comparison Setup
Compare investing all at once vs. spreading it out.
₹500,000
In SIP mode, this is spread as ₹4,167/mo
10 Years
12%
Adjust final value for 6% inflation
Lumpsum Result
₹15,52,924
SIP Result
₹9,68,079
Winning Strategy
Lumpsum
By ₹5,84,845
Growth Comparison
More Analysis Tools
View allCost of Delay
Quantify the financial loss of delaying your investments. See how waiting just a few years can significantly reduce your final wealth due to lost compounding.
Inflation Impact
Visualize how inflation erodes your purchasing power over time. Understand why keeping money idle is risky and see the real future value of your current savings.
SIP Delay Cost
Calculate the specific monetary loss incurred by delaying your SIP start date. Understand the penalty of procrastination on your long-term wealth creation.